If I see something I want I spend the money without giving it a second thought. I never regret spending it afterwards. And I'm shit at bargaining. In countries like Egypt for example sellers can even feel insulted if you offer them the sum they ask you for, as I discovered first hand.
Are you big spenders who fork out a tonne of money each month of clothes you don't need, guitars, games and other luxuries?
Or do you limit yourself and think of the future?
I personally have been very careful because I'm only just hanging on to my job but I have a significant amount stashed away so I can live for a while unemployed.
I'm a dangerous person to give money to. I literally see money as pieces of paper and most of the time will give it away, or use it to buy shit that I don't need. Not really out of impulsiveness, but because I give no value to it. "Why have it if I'm not using it?"
My hard earned money, when I worked for it, it was the same. I have no idea why, lol.
I have a bad habit of blowing my money on things I want rather than things I need, such as paying the rent. I've gotten 6 weeks behind on it in the past and I was always paying my bills late.
The only reason I'm not behind on my rent or bills now is because they're all paid through Centrepay out of my money before it even goes into my bank account each week.
I still can't save for shit though.