curious what the consulting business is, i'm sure the remote is probably doing something with your code skills?
idk if you follow r/programming reddit but there's a lot of people posting on there in similar position working in tech who have figured out how / when to jump to better and better positions, some guy in germany claims he made it to a 600k position just by making moves wisely.
the nice thing about remote programming work too is that it is needed pretty much globally so, it gives you a better chance of getting dual citizenship to other countries you might want to explore or live in for a while? there are a lot of people struggling to get citizenship with ideallic places in Europe since 2020 i've heard (on r/ex-pats) reddit that it's getting harder to 'get out' of America.
So, that's certainly a luxury experience you could focus your sites on, and of course just growing your investments portfolio, learning more about that sort of stuff may be of interest of you, so you can eventually partner with someone in wealth management.
Seeking financial advice- I'd recommend you be extremely exclusive with 'who' you trust your 'money' with, as there are some people who are gate keeping secrets, and running very 'run of the mill' standard procedure stuff that is kind of designed to keep you stuck- and then there are rarely, rarely- people you may be able to meet subtly through networking intelligently- who may be willing to share information that is of way more interest (life hacks that are financial life hacks lol) and actual financial advice that is like, kind of life changing.
There's, locked doors out there to be opened is what I'm saying so- there's always more to do and further to go, I would say stay open minded and curious, creative with how you'd want to see your money begin to work for you- invest and get involved with people who are doing things that, may of be of interest to you who need partners-
what you are doing with having a partner already is great, in my opinion it's one of the best methods to survive or have a leg up in a capitalist economy that is modeling essentially trickle down poverty...
i know you like tech and engineering, so you may really be interested to check out for example on the space coast here in florida, it's sort of a little- incubator for engineering geniuses who just, need the funding, and are young brilliant people creating absolutely amazing innovations that will change the future.
feel free to dm me on discord @blanc#1758